Seasonal Loan (SNL) is a type of credit geared towards animal raising, storage, fishing, farming and/or other agri-businesses activities. Payments can be either Balloon (monthly interest repayment and the balance of principal payment at the end of the contract) or Semi–Balloon (monthly interest repayment and the balance of principal repayment based on cash flow analysis and mutual agreement).These loans are for borrowers with a reliable and sustainable source of income and strong collateral, but whose activities generate income on a seasonal basis rather than a steady monthly income.

Currency	Loan Size	Interest Rate	Loan Term
KHR	2,000,000 – 8,000,000	2.5% - 5.5%	3 – 12 months
USD	500 – 2,000	2.5% - 5.5%	3 – 12 months
THB	2,000 - 8,000	2.5% - 5.5%	3 – 12 months

Advantages

V.PDEC's Seasonal Loan offers clients a number of key benefits, including:

- Free option of currency: KHR, US dollar or Thai Baht

- A reasonable interest rate, calculated based on outstanding balance

- Convenient option to apply for and repay loan at nearest V.PDEC's credit officer or at your business site

- Flexible loan terms and repayment plan that are catered to your need

- No loan fee charged.

Contact Information

To apply for V.PDEC's Small Business Loan, follow these simple steps:

- Talk to a V.PDEC's credit officer in your area or at the nearest V.PDEC office

- Request a specific amount and term based on your needs

- Provide the necessary documents required by V.PDEC

- Agree to the loan terms & conditions.