Solidarity Group Loan (SGL) is designed to help clients run and grow their micro and small businesses. Target clients are those who currently operate a small business and require for working capital or acquisition of fixed assets. Since interest and principal repayment of loans is done on a monthly basis, SGL is specifically designed for clients with steady monthly incomes. Prospective clients are encouraged to form joint-liability groups of 2-10 members among their community members with similar needs and apply for an SGL.

Currency	Loan Size	Interest Rate	Loan Term
KHR	50,000 – 1,000,000	2.5% - 5.5%	3 – 12 months
USD	15 - 250	2.5% - 5.5%	3 – 12 months
THB	500 – 10,00	2.5% - 5.5%	3 – 12 months

Advantages

V.PDEC's Solidarity Group Loan offers clients a number of key benefits, including:

- No requirement of physical collateral

- Convenient option to apply for and repay loan at nearest V.PDEC's credit officer or at your business site

- A reasonable interest rate, calculated based on outstanding balance

- Flexible loan terms and repayment plan that adapt to your personal or business need

- Easy and flexible group formation

- No loan fees charged.

Contact Information

To apply for V.PDEC's Solidarity Group Loan, follow these simple steps:

- Talk to a V.PDEC's credit office or any V.PDEC Group Leader in your area

- Create or adhere to a joint-liability group ranging from 2 to 10 members

- Request a specific amount and term based on your group's needs

- Agree to the loan term & conditions.